Capital one venture x reddit.

It seems better than the Amex BCE as a no-AF option since it also covers dining and the cash back can be transferred to Cap One miles to be used with Venture X. I'd use it for grocery and dining, and maybe get the Custom Cash to cover gas. My other two options are 1) to stick with paying $95/year to earn 6% with Amex BCP or 2) to use Citi ... The AmEx Gold should be used as part of a travel rewards setup, whereas the SavorOne should be used as part of a cashback setup. The AmEx Gold should not be thought of as a "4% cashback" card. That overvalues MRs if one is using MRs for cashback, and undervalues MRs used for travel redemptions. As for the SavorOne's relative lack of …Reply. Capital One | Rewards Miles - Capital One Venture X (General Discussion) - Applications accepted beginning November 9, 2021 2 miles per dollar on all spending. Bonuses for using travel portal (Bonus miles and $300 annual credit) Priority Pass with two free guests Hertz President’s Circle status Free Authorized.Apr 2, 2566 BE ... Note: This data is in majority from 2022, with some data points from 2023. Moreover, the credit scores people reported were generally from ...Reddit’s investors have maybe had to recognise the reality that it is not a $10bn company at IPO but if the company does well, the lower valuation might become a floor …

For a Amex Gold card user, the VX and Amex Plat serve different purposes IMO. The VX is a 2x catch-all Visa compliment to the Amex Gold. Most Amex Gold users would be comparing the VX to the Amex Blue Business Plus since they are both 2x catch-all cards. The Amex Plat on the other hand is a coupon-book, lounge, and airfare card.Refundable booking, cancel it after the $300 credit posts. Then use the $300 however you want. Or if you don't want to risk a clawback you can purchase a ticket and get travel credit back for it. Preferably from an airline that doest have credit that expires.

The minimum credit to get approved for the Capital One Venture X card is $10,000 due to its Visa Infinite status. Although the typical credit limit approved for the Capital One Venture X card is anywhere from $15,000 to $30,000, we’ve seen approvals as high as $75,000! Usually, your credit limit is determined by your income and your ...

ADMIN MOD. Pulled the trigger on the Capital One Venture X card (Approved) Took months of thought, but the Pros greatly outweigh any cons and this is for sure a keeper card! 🔆Highlights: 🔅10x (+10%) on Rentals 🚘 and Hotels 🏨. 🔅High credit limit - low utilization (The min with the venture was 10K, so I assume the same on the ...Jan 5, 2567 BE ... I have both the Capital One Venture X and Chase Preferred in my wallet, but i only really use the Venture X. I had the Chase card before the ...Reddit’s investors have maybe had to recognise the reality that it is not a $10bn company at IPO but if the company does well, the lower valuation might become a floor …London, the vibrant and bustling capital of England, is known for its rich history, iconic landmarks, and diverse cultural experiences. However, just beyond the city’s borders lies...

Jan 28, 2567 BE ... The Venture X's $395 fee is offset by the $300 annual credit and 10k anniversary points, while the Venture doesn't have anything that directly ...

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DP: CapitalOne VentureX CLI of $20k after 32 days. I applied for and received the VentureX last month (February 2022) with a credit limit of $30k. I immediately spent $11k on it that month and paid it off in full when the statement closed. I received the 100k miles SUB. I saw another post saying it's possible to request a CLI on the …I noticed that with the annual $300 credit from Venture X, the $395 annual fee equates to sapphire preferred’s fee of $95, or it nearly equates chases if you count sapphire’s $50 annual credit toward hotel’s. I take about 3 international flights yearly. Factoring all of this and the other perks of both cards, which card is more suitable ...Feb 20, 2024 · Capital One Venture X Rewards Credit Card The Platinum Card® from American Express; Annual Fee: $395 (rates & fees)$695: APR: 19.99% - 29.99% variable APR: See terms for Pay Over Time eligibility ... 4 reviews. From cardholders in the last year. Apply Now. See details, rates & fees. 6 things you need to know about the Capital One Venture X Rewards Credit Card. …Citi is generally nicer in terms of CLI. Often just soft-pulls and they can be generous. Capital One is known for being close-fisted with CLIs. The Premier also has a wide group of 3% categories (flights, hotels, groceries, gas, and restaurants). However, the Venture has 2% on everything, and better benefits (extended warranty, rental car ...1. bobbyloveyes. • 4 mo. ago. If you're actually gonna get the Venture X for hotels, use their travel portal and get 10x on the hotels you book. You can price match within 24 hours of booking. So find the room and rate you want for the best price on Google Travel, then book it on the C1 portal and call them to price match it. Don't buy …The Capital One Venture X has an excellent rewards rate, access to airport lounges and travel credits that can make up for the $395 annual fee.

Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it or not. Capital One recently changed on how the $300 annual travel credit in their travel portal is used/applied. If you now book a hotel, rental car of flight the amount is directly deducted from your $300 travel credit instead of being first charged to your Venture X credit card and then receiving a statement credit afterwards.I think the Capital One venture X might be a temporary loss leader. Discussion. Think about it - $300 travel credit every year and 10k anniversary miles - they're losing money compared to the annual fee. It really reminds me of when the CSR came out in like 2016 - it was an amazing deal. Chase took a loss on it and in …Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it …The travel portal sucks for value, all of them do. You're essentially loaning Capital One $395 until you can recoup it for less than $300 through their travel portal and $100 worth of points. It's a 2% card you loan $395 to use, but that 2% is for erasing travel purchases. Travel partners are weak with Cap One. Also, if you like your hotel and airline points you don’t get credit if you go through capital one travel. Lastly, tried to book a flight today and the price increased twice while booking, went to the airline directly and the original price was offered. Couldn’t be more disappointed. 1. SunsetSpotting.

I don’t get Capital One on the Venture X, so many high income , high credit score people are being denied this card. This high income market seems to be a market they aren’t really serving, I’m not sure what direction they are going with this card ? Perhaps the high income clientele demands are not a market they want to serve?I think the Capital One venture X might be a temporary loss leader. Discussion. Think about it - $300 travel credit every year and 10k anniversary miles - they're losing money compared to the annual fee. It really reminds me of when the CSR came out in like 2016 - it was an amazing deal. Chase took a loss on it and in …

Here are my data points: Annual Income:50k Experian: 725 Transunion: 723 Equifax: 724. Current CCs: MilitaryStar: CL of $1600 (balance of $469) 3 yrs. 8 mos Cap1 QS: CL of $600 (balance of $400) 1yrs. 11 mos. Apple Card : CL of $6.5k (balance of $1614.04) applied and approve on 05/26/2022. Spend: Dining: $150 Grocery: $450 Entertainment: $50 ...I noticed that with the annual $300 credit from Venture X, the $395 annual fee equates to sapphire preferred’s fee of $95, or it nearly equates chases if you count sapphire’s $50 annual credit toward hotel’s. I take about 3 international flights yearly. Factoring all of this and the other perks of both cards, which card is more suitable ...Venture X priority pass restaurant removal. Sadly just got an email they are removing restaurants from VX priority pass as of Jan 1 2023. There was some thought this is a change to visa infinite benefits so this might impact every card. The article announcing VX changes was vaguely worded and lead to this thought. Hi everyone, thanks for the capital one venture x recommendations. I applied online and got approved! The credit limit is $10k. Kinda shocked I got approved tbh. Current Cards. Chase Freedom Unlimited, $2,900, August 2020. Chase Sapphire Preferred, $10,000, May 2021. Chase Freedom Flex, $12,900, October 2021. For most people would definitely be Venture X. It has more competitive overall earn rates for people that want a minimal set up. Basically the card allows for a more luxury experience with a very easy break even path. Platinum you can get the outsized value but totally a YMMV card. A quick denial doesn't get to the point of ID verification. Usually a a few hours or a business day after you upload the documents. You can call but they'll just ask you to submit the info requested. Looks like you ended up getting approved for the Venture X card.

In terms of actual Priority Pass lounges all three have the same access. Where they differ is: CSR's Priority Pass includes restaurants and other non-lounge experiences. Amex Platinum's has some non-lounge experiences (practically no restaurants) Venture X's is Priority Pass lounges only. Unless you frequently fly through an airport that has a ...

103 votes, 65 comments. true. We have a clear winner here - the Venture X. It includes two benefits completely missing from the CSP - 1) Return Protection (getting reimbursed when a vendor won't allow you to return something for a refund) and 2) Cell Phone Protection (covers your phone up to a limit if you pay your cell phone bill with the card, even beyond any warranty period).

Starting a business can be an exciting and rewarding venture, but it often comes with a significant financial investment. However, not all businesses require a large amount of capi... AMEX Gold is perfect for those who spend a lot on dining and groceries. If you already spend 10$+ monthly on uber, then your break-even point is even lower. Venture X is a good choice for anyone who spends at least $300 a year on travel through their portal. This effectively results in a $0 annual fee. Learn about the benefits, perks and application process of the Capital One Venture X Rewards Credit Card, a premium travel card with a 75,000-mile sign-up bonus. … The protections on the Venture X are SO much better than Venture. Since the Venture X’s effective annual fee is -$5, the only way the Venture could possibly make more sense is if you refuse to spend $300/year on the travel portal. I don’t have much interest in the Capital One point system, but even I will likely get the Venture X this year ... X I use for the SUB, travel credit plus anniversary points, and my 2x catch all. If your goal is to earn the most points possible to redeem for air travel, go with Gold. It will earn you 7,500 points per month (1.5k*4+1k+.5k), Venture X only 6,000. They have similar sign-up bonuses right now from what I recall.Jan 9, 2567 BE ... In the long run, I think the Capital One duo makes more sense given how easy it is to justify the VX vs the CSR. Upvote 1. Downvote Reply replyTravel Portal Multipliers are kinda same for both CSR and VentureX. With CSR, effective annual fee is $250 (I hardly use other benefits) but with Venture X, it is -$5. Spending: Travel: $4000+ Annually (Use CSR) Dining: $200-$300 Monthly (Use CSR or CFF/Discover for 5% cycle) Grocery: $100-$200 Monthly (Use Amex Blue Cash or CFF/Discover for 5% ...You don’t travel much and Amex Gold is only 3x on flights. Further, the chart shows cb and Amex gives 40% less ($.006) less if you cash out your points. Venture gives 50% less ($.005) if you cash out your points. I would stick with Chase. You get good multipliers, it’s much easier to navigate and you can cash out points at $.01 per point.Fees and credits: Annual Fee: posted to account within ~48 hours of card arriving. Global Entry statement credit: $100 credit posted 3 days after GE application/payment. Vacation rental statement credit: $200 credit posted 3 days after transaction. Travel statement credit: $300 credit posted 4 days after transaction.Venture X 90K Offer (Still out there but have to use referrals) Discussion. If anyone is still looking for a 90K Venture X offer, it's still not publicly available but it's available if you use someone's referral link. Here's the link from DoctorOfCredit but feel free to search for anyone's referral online - https://www.doctorofcredit.com ...5 days ago · The Capital One Venture X Rewards Credit Card has a similar miles-earning scheme to the other cards in the Venture family. It earns 2 points per $1 spent on every purchase. If you book travel ...

Are you looking for an effective way to boost traffic to your website? Look no further than Reddit.com. With millions of active users and countless communities, Reddit offers a uni...Mar 10, 2024 · The minimum credit to get approved for the Capital One Venture X card is $10,000 due to its Visa Infinite status. Although the typical credit limit approved for the Capital One Venture X card is anywhere from $15,000 to $30,000, we’ve seen approvals as high as $75,000! Usually, your credit limit is determined by your income and your ... I think the Capital One venture X might be a temporary loss leader. Discussion. Think about it - $300 travel credit every year and 10k anniversary miles - they're losing money compared to the annual fee. It really reminds me of when the CSR came out in like 2016 - it was an amazing deal. Chase took a loss on it and in …Instagram:https://instagram. best country fried steak near mescotts thick'r lawnsaalaar moviewww streameast xyz That said, if you travel the card is pretty easy to get reasonable value from: There's a $300 yearly credit for the Capital One travel portal, and they do have a price match feature that can help if their pricing is out of line with other websites. It also works for flights, and those are usually priced the same as direct with the airlines. data engineering bootcampverizon costco That said, if you travel the card is pretty easy to get reasonable value from: There's a $300 yearly credit for the Capital One travel portal, and they do have a price match feature that can help if their pricing is out of line with other websites. It also works for flights, and those are usually priced the same as direct with the airlines.Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771. products to unclog toilet Yet shares (Bumble’s stock price has fallen from about $75 to about $11 since its I.P.O.) and user growth have fallen, so the apps have more aggressively rolled out new …The Capital One Venture X has an excellent rewards rate, access to airport lounges and travel credits that can make up for the $395 annual fee.