Discover hysa.

There generally aren't any fees with ACH transfers. You do NOT need to wire money in and out of your HYSA. If your brick and mortar bank charges fees for ACH transfers, then just initiate the transactions from the Discover account. Also, you could just use Discover for both checking and savings, and stop using the high-fee brick and mortar bank ... Our mobile app puts everything you need right at your fingertips. Or text APP to DISCOV (347268) to download on your phone. Message and data rates may apply. Log in to your Discover Bank Account Center and access your account today. If not registered, register now for easy online access to your Discover bank account. I see a lot of people recommend Discover's HYSA, and right now they have a sign up bonus where you get $150 if you deposit $15000 or $200 if you deposit $25,000, but I noticed Capital One also has a sign up bonus right now where you get $100 for every $10,000 you deposit up to $500. Both banks don't have a minimum balance requirement, …Citi’s HYSA rate is slightly higher than many of its competitors’ offerings, but the account is only available in select markets across the U.S. ... Discover: 4.30%: $0: Marcus: 4.50%: $0Here are our recommendations of the best high yield savings accounts. 1. Western Alliance Bank - 5.36% APY. Western Alliance Bank was founded in 1994 and is now one of the top 50 banks in the United States by amount of deposits. They currently offer a high-yield savings account with a very competitive rate.

Savings accounts offering at least 5% are considered competitive. UFB Secure Savings: 5.25% APY. Valley Direct High Yield Savings Account: 4.80% APY. CIT Bank Platinum Savings: 5.05% (with $5,000 ...4. Customers Bank Savings Account = 5.26% APY. Rating: ⭐ ⭐ ⭐ ⭐ ⭐ (5.0/5.0) Pros: No limits on the frequency of withdrawals and refreshed mobile app is quick and intuitive. Cons: No ability to connect to third-party financial budgeting apps like Mint or YNAB. Insurance: FDIC, Cert #34444. Earn a high rate of 5.30% …

Our mobile app puts everything you need right at your fingertips. Or text APP to DISCOV (347268) to download on your phone. Message and data rates may apply. Log in to your Discover Bank Account Center and access your account today. If not registered, register now for easy online access to your Discover bank account.

A few months ago, I asked a question as to what amount of time you needed to “hold on” to your $15,000 deposit to get the $150 bonus. Most people were in agreement that you had to hold it for 60 days. However, the ToS doesn’t state an amount of time. So as an update, I transferred $15,000 to my new account a few months ago, and pulled it ...your Discover Bank® account. If you prefer, you can initiate your request directly in the Discover Mobile . App by selecting the Transfer icon or online by selecting Transfers in the navigation menu and following the instructions for Wire Transfer. Domestic Wire Transfer Instructions. Page 1 ©2022 Discover Bank, Member FDIC. rev. 0722 We are moving and are changing credit unions. The local credit union at our new home offers a great HYSA....if you've been there for 15 years 🤦‍♀️ As we work up to that, we need a new HYSA. Discover has one at 0.5% APY. We already have Discover credit cards. If anyone has used it, I'd love to hear! I am also wondering if discover has one app for credit cards, savings and checking. I currently have 3 amex cards ant the hysa. Ty. discover was my first ever checking account and i used it for years. the interface imo is one of the best banking apps. yes credit cards, checking, and savings are all under one app. if you have trouble …

Discover takes like 4 business days to complete a transfer. Not sure how long AMEX takes. I have both, only difference worthy of note is that Amex has expedited one day push/pull transfers. On the other hand, Discover is apparently still offering a bonus promo with certain deposit amounts right now.

Best for no minimum deposit: UFB Secure Savings. Best for earning a high APY: Western Alliance Bank Savings Account. Best for no fees: Marcus by Goldman Sachs High Yield Online Savings. Best for ...

Ally is an online-only bank with great rates on savings and CDs. You can earn interest on checking balances and use more than 43,000 U.S. ATMs for free.Get ratings and reviews for the top 12 lawn companies in Washington, DC. Helping you find the best lawn companies for the job. Expert Advice On Improving Your Home All Projects Fea...Feb 15, 2024 · You don’t open an online savings account by walking into a branch—but it’s just as quick and easy. February 15, 2024. Maggie Germano, a financial coach based in Washington, D.C., switched to an online savings account several years ago. “I had been using a brick-and-mortar bank my whole life, and didn’t have much to show for it ... Discover HYSA up to $200 bonus with $25k deposit. Capital one has one for $1000 for $100k. Both 3%. Can’t go wrong with either. alexm2816. • 1 yr. ago. That's a very niche 'benefit' but I've used discover for a decade+ and they're fine (no bank is good. Fine is as good as it gets). Jan 31, 2024 · The Discover® Online Savings offers a strong 4.35% APY, access to accounts on the go and well-reviewed 24/7 customer service. If you're looking to do all your banking in one place, Discover ...

Up to 5.00%. 4.10% – 5.25%. The table compares two savings accounts, Amex High Yield Savings and Capital One 360 Performance Savings, based on their savings rate, minimum deposit, fees, promotion, and CD range. Both accounts have no minimum deposit and no fees, and there are no promotions currently offered for either.Why store media on your iPhone when you can stream it? Whether it's coming from the cloud, your computer, or a third-party service, these are our picks for the best media streaming... When you add a friend or family member as an Authorized User to your Discover card, you may help them build a credit history, with responsible use. 1. 1. Discover reports the account credit history to the three major credit bureaus as to you and as to the Authorized User. This can help build the Authorized User's credit history if used responsibly. AAA has partnered with Discover Bank to offer members Certificate of Deposit and Money Market accounts with high yields and no minimum opening balance. All accounts are FDIC-insured up to $250,000 per depositor. With terms that range from 3 to 60 months and a no minimum opening balance, these Certificate of Deposit accounts can be tailored to ...This isn’t a bank requirement, it is a federal requirement. You will be denied at every bank. source: worked for a major US brokerage and dealt with a lot of these cases. VKhere. •. I believe you can. It might be difficult if …Discover HYSA - Join now or wait for a possible bonus? I’ve been on the hunt to move my PNC Savings/Emergency Fund to a HYSA since the rates are so low. I ultimately decided on Discover since i am a current CC customer and other reasons frequently mentioned on this sub. However, there is not currently a bonus offer for new accounts.February 14, 2024. It may come as no surprise that a savings account is a good place to store your money, especially now that interest rates are rising. Over the course of 2023, the Fed raised rates several times in …

A high yield savings account is simply a less crappy version of a savings account. Instead of getting 0.01% APY from Wells Fargo, you can get 2.1% APY from Ally. So if you have money that needs to be in a savings account (your emergency fund, savings for a large purchase in the near future), it should be in a HYSA, not a crappy savings account.Re: Discover HYSA no longer a popular choice? @Green456 wrote: @creditUser101 wrote: APY reduced from 2.10 % to 2.05 and now it shows 2.00%. Looks like this bank is not a good choice anymore. Are you guys still using it? I was thiking about popular direct which is offerring 2.55% with minimum $5k deposit.

Note: This is the only account on our list that doesn't let you set up separate goals in one account. You'll have to create multiple savings accounts and name each one. But because Navy Federal ...Discover Card and Discover Bank. News, Questions, and Help from the community. ... Discover HYSA lowering APR . Discussion Just noticed that my Discover HYSA rate went from 4.35% to 4.30%. They were neck and neck with many other larger bank HYSA rates, but are the first to lower their interest rate on high yield savings. Shame. ShareJustinTheNoob. • 2 yr. ago. AMEX and Discover both have highly rated customer service that is leagues better than anyone else. AMEX service is rated just a sliver higher but it's identical. Discover has 100% US based representatives so that's a plus. Choose the one with the better card that suits your needs. [deleted]Of those two I would definitely choose Discover just for the great customer service they offer and reputation. Chase kind of has the opposite reputation.. Anyways, if you are concerned about HYSA APY falling more and more Ally's No-penalty CDs are 0.95% APY right now. After 6 days you can withdraw the principle with no penalty. Win/winAlly is great and so is discover . But you can’t use Discover at some places and you can’t do payment plans from other merchants which sucks ! Discover has an awesome cash back , but the max is only $30 if you spend over $3000 . Ally has a better apy for now even though all savings are low at the moment .Ally also offers …I’ve banked with Discover for some years now, they’re pretty incredible honestly. Super helpful and honest customer service is the big selling point for me, they’re second to none. Opened up a HYSA with them this past year and they’ve been increasing the interest rates pretty steadily alongside their competitors (current …Robert Falck used to work at a Russian trucking factory by day, and by night, he built a nightclub guest list startup. He also collects old books, and once guessed that Chinese aut...Mar 4, 2024 ... ... Discover High Yield Savings accounts (HYSA), and which gives the best benefits, and this is coming from someone who's used these ...

The terms says it is limited to first time customers who have never had a Discover saving account. The $150 bonus for $15k is the better deal percentage wise than $200 for $25k. The lock up to get the bonus is 60 days which isn’t too …

Discover HYSA. Planning on opening their HYSA with the bonus promotion this week - for those who opened a HYSA with them, why did you choose discover? I’m leaning towards discover HYSA due to that I want experience ‘investing’ with having a competitive APY savings and I’m familiar with discover having one of their cards. There are ...

Considering not drinking this month? Here are some tips to make it easier—perhaps even fun. A few years ago, I decided to do Dry January for the first time. I had several good reas...4.3K subscribers in the discover community. Discover Card and Discover Bank. News, Questions, and Help.Your source identifies Discover as being "easily the best savings bonus currently being offered", but I had already crunched the numbers before incorporating the $150 Discover bonus, and, even with the $150 bonus, my returns with Discover would trail Ally after five years, trail Marcus after four years, and trail CIT Bank after just two years.Discover takes like 4 business days to complete a transfer. Not sure how long AMEX takes. I have both, only difference worthy of note is that Amex has expedited one day push/pull transfers. On the other hand, Discover is apparently still offering a bonus promo with certain deposit amounts right now.While the 4.30% annual percentage yield (APY) on the Amex High Yield Savings Account isn’t going to put your kid through college, it’s a relatively competitive rate in the current environment ...Global manufacturing activity is at its highest level in more than six years. After years of industrial decline in the world’s advanced economies, manufacturing is now experiencing...The high-yield Discover® Online Savings Account offers a generous 4.30% APY, no account fees, and a pleasant banking experience backed by award-winning …A few months ago, I asked a question as to what amount of time you needed to “hold on” to your $15,000 deposit to get the $150 bonus. Most people were in agreement that you had to hold it for 60 days. However, the ToS doesn’t state an amount of time. So as an update, I transferred $15,000 to my new account a few months ago, and pulled it ...An HDHP is defined as any medical insurance plan with a deductible of at least $1,600 for individual coverage or $3,200 for family coverage in 2024. And for these plans to qualify, annual out-of ...

Discover: 4.30%; PayPal Savings: 4.30%; E*Trade Bank: 4.25%; ... When you deposit money in a HYSA, your savings will grow thanks to the magic of compound interest. This means you’ll earn ...SmartyPig is a great microsavings product for anyone wanting to set up short-term savings and use social sharing to reach their goal faster. When saving for a financial goal, using...I had used Discover before switching to CIT. Just did ACH transfers. You can also get a free discover checking account and use checks or debit card to transfer between your various accounts easily. If you can deposit $15K or $25K in the first month Discover is still running a $150/$200 new account bonus.Chase Ecosystem and the lack of a card with 2% on all other purchases rather than 1.5% making it less attractive... 142. 137. r/CreditCards. Join. • 27 days ago.Instagram:https://instagram. amazon music playlistsrecording gamingapple cider champagnesteering wheel shakes when braking : Get the latest Ferronordic Machines Registered Shs stock price and detailed information including news, historical charts and realtime prices. Indices Commodities Currencies Sto...Log in to your Discover Bank Account Center and access your account today. If not registered, register now for easy online access to your Discover bank account. booking.com gift cardanime gym Should I switch to Discover HYSA and if so, why? I do think Discover is current 4.15% yield whereas Ally is only 4%, however, I have a Money Market account with Ally also and I frequently transfer money into that which is paying 4.15%. I see people are pretty happy in general in this sub. Looking for the benefits other than the slight interest ... I have a discover hysa and its been pretty great. They are fee-free with a couple exceptions. I believe outgoing wires have a small fee but you shouldnt need to be doing that. And, as with any savings account (per law), withdrawals are limited to 6 each month. If you go over this, I believe its $15 per transaction. record in computer audio If you’re deciding when to open a joint checking account, Chang’s point is an important one: If both members of a couple aren’t willing to talk honestly about money, then a joint checking account could be a bust for their relationship. “Communication is the main key when taking on a joint checking account,” says …Betterment Cash Management Account. 5.50% APY Rate as of 03/15/2024. $10. FDIC insured up to $2MM at program banks†. Base rate is 4.75% variable APY* as of 7/31/23. Up to 5.50% APY reflects a ... Discover HYSA up to $200 bonus with $25k deposit. Capital one has one for $1000 for $100k. Both 3%. Can’t go wrong with either. alexm2816. • 1 yr. ago. That's a very niche 'benefit' but I've used discover for a decade+ and they're fine (no bank is good. Fine is as good as it gets).