Is covered california good reddit.

On 1/9/23 I started a new job making ~ $69k and enrolled in health insurance through my employer (I have box DD on my W-2). I delayed cancelling my Covered California coverage until August 2023. I just received my 1095-A and Turbo Tax is showing I owe $2,400 from advance tax credits as I did not qualify for Covered CA with my new income.Covered California Income Question -- Moving Abroad. Hello! I'm currently enrolled in a Covered California plan that sucks, but I'm leaving the country at the end of February and don't plan to come back for a few years, so I'm cancelling my US insurance. However, I'm not sure what the impact will be on my income/tax situation — I work gig ...Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. That’s to ... TL;DR: Covered California plans are basically required to cover everything. Send a complaint to your insurance then DMHC. Process for getting stuff covered: Complain about your insurance through their own complaint/grievance process, they're legally required to respond within 30 days. If they don't respond after 30 days of confirming the ...

If you make less than 138% of the Federal Poverty Level in California, you qualify for Medi-Cal (otherwise known as Medicaid). If you make over that amount but less than 400% of the federal poverty level based on your household income and number of dependents, then you may be eligible for an up-front subsidy (also referred to as a tax credit) 1 ... Household income for the year. When you fill out the application, you have options to specify which incomes you expect to receive, at which times, so you could say you get paid $4500/mo starting in August. The premium subsidies are based on your income for the year. You also wouldn't be eligible if already offered employer coverage.

Courts decide the amounts to award, and anything above your coverage limit will come out of your pocket. If you don't have $1M or more in your savings, make sure you have adequate liability insurance! The 'minimum' required isn't enough to cover a lot of medical expenses and lost income. If you drive carefully, you won't damage your own car.ACA solved a ton of problems in CA. Overall most people are well-covered and happy with Covered CA. The only unhappy people are idiots who don’t realize that they qualify for free insurance or severely reduced insurance and feel we need to destroy the system because they don’t understand it. This policy isn’t really some feel good ...

You pay the first $8,150 in claims, except for the 3 PCP visits which are mandated to be covered with no deductibe. The bronze plan has a $6,300 deductible and (presumably) an $8,150 OOP max. You pay the first $6300 in claims, then you pay 40% of claims until you reach the OOP Max. Then you pay 0%. The minimum plan is almost certainly better ...I have to mention, I called a Covered CA agent, explained my situation, and asked what I can do to avoid having further penalties. I am in a business where my income can vary maybe $15,000 a year, and there is no way to predict it. His advice was to pick the lowest level of healthcare through Covered CA. If I was 25, it would be one thing.I self pay $183 a month now for Cigna, but my deductible is 5k and then a $25 deductible after that in network. I get a free yearly physical and preventative care is covered (thanks to the parts of Obamacare that have already kicked in). And prescriptions are $15 So if the deductible and co-pays are better this might be a good deal for me. Contact your agent for personalized help. You may also call Kaiser Permanente Customer Support at 1-800-423-3473 or call Covered California at (800) 300-1506. Additional visits are charged at the full cost until the deductible is met." It seems the bronze plan is the most logical choice, and I can get medical coverage through my auto insurance in the event of a car accident which is the most likely "catastrophic event" requiring a trip to the ER. Anything else that could potentially rack up medical ...

1. dcdave3605. • 4 yr. ago. Medi Cal (Medicaid) is only asking for tax information to process the application faster. If you meet the monthly income standards you can and should apply for yourself and without including your parents on the application. Not to be confused with covered California and applying for insurance subsidies for private ...

This is funded by CA budget and about 60% from income tax, the rest from sales tax (where they contribute) and corporate tax. So they contribute a little bit to fund this initiative. I think it’s good they can get basic healthcare, but the people who are hiring them (corporate tax) should be paying more taxes to compensate for the lack of ...

State Farm is pretty competitive in Business Insurance if you are eligible for them. I would recommend staying away from STARR and AIG. Their claims handling for business insurance is known to be confrontational and litigious. Chubb has a reputation for excellent claims handling, but is pricey. Covered California premium rates going up by 6% According to Covered California, premium rates for people buying insurance in 2023 will increase by 6% — more than three times higher than any in the past four years.Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. Share your experiences, ask questions, and connect with both locals and visitors alike.Covered California/Medi-cal. Just some background information, I am 23 years old. I am currently insured under my fathers healthcare (Kaiser) but he lost his job about 2 weeks ago. Due to COVID-19, everyone in my family is currently unemployed now. My father is is 62 and soon to receive his Social Security. We are worried about our healthcare.Covered CA's help line. (800) 300-1506 Reply ... Reply rioindy • Additional comment actions. UCSF dental school is very good and much less expensive. Reply ... Reddit . reReddit: Top posts of November 11, 2021. Reddit .My former employers health insurance ran out a month sooner than expected and I need to get coverage right away from Covered California. Company filed for bankruptcy so no option for COBRA. The least expensive options on CC are the Bronze Kaiser HMO and the Silver Kaiser HMO. It is income based, not asset based. You can have $100,000 in the bank and if they are paying you only $1000 a year in interest on it then that is your income and you would qualify for Medical. Just fill out all the information online and covered California will determine what you qualify for. If she really has 0 income that is all she has to put.

I signed up for "government Healthcare" whatever is the real term for "Obama care." I pay $15.44 a month for very decent coverage, with a "$400 credit" because of my income status. No deductible, one dental cleaning, one vision test, and one yearly allergy test. I would have qualified for zero a-month payment if I chose a Healthcare only plan.Question on Covered California and Premium Assistance. Hello, I was laid off by my employer and signed up for a plan through Covered California. I was able to get low monthly premiums because my only income was Unemployment Benefits. After premium assistance, I was basically paying about $1/month for a very barebones plan.Case in point -. Went on unemployment due to covid-related job loss on March 15, filed for unemployment and was awarded $450. Also applied for health insurance through Covered CA that came out to $181 with state assistance. $600 boost through CARES act is implemented at the end of March. Knowing it applies to everyone on unemployment, I …CA - Shared Responsibility Penalty. $21,400 for 2022. Didn’t have any healthcare all 12 months. H&R Block online free version says I’m being penalized $850 (which will me more than my return itself), unless I can claim an exemption. When asked if I can claim an exemption within the H&R Block site, I click “yes”, but nothing happens ...This is funded by CA budget and about 60% from income tax, the rest from sales tax (where they contribute) and corporate tax. So they contribute a little bit to fund this initiative. I think it’s good they can get basic healthcare, but the people who are hiring them (corporate tax) should be paying more taxes to compensate for the lack of ...Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. Share your experiences, ask questions, and connect with both locals and visitors alike.

1. zebra-stampede. • 3 yr. ago. If you're medicaid eligible you cannot receive the APTC by law - so no. What you should do is file a continuity of care appeal for medicaid. That'll give you up to 90 days to find a new in network provider if they accept the appeal. It'll get an OON doc considered INN for that time period.

Dec 18, 2023 ... The Covered California results are only as good as the information provided by the health plans. I run the provider search multiple times per ...Overview. Covered California has a rating of 1.52 stars from 64 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Covered California most frequently mention health insurance, and blue shield problems. Covered California ranks 19th among Health Insurance sites. Service 26. …Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...Español. (800) 300-0213. Vietnamese. Tiếng Việt. (800) 652-9528. If you experience a qualifying life event, you can enroll in a Covered California health insurance plan outside of the normal open-enrollment period. Most special enrollment periods last 60 days from the date of the qualifying life event.Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores Home; ... I have one case that says I am enrolled but status is pending in Covered CA and I have one case that is open in Medi-Cal and pending but there is no reason given for the pending status. ... Happy to send you to a good one if you want :)Redding is real far north. 2 hours south of the OR border, about 20 minutes from Lake Shasta, which is the biggest reservoir in CA, and about an hour from Mt. Shasta. So you're real close to good hiking, skiing/snowboarding, backpacking, boating, mountain biking, etc. You are nowhere near the ocean, so surfing is not really a thing there. Free to apply at covered CA. While unemployed my monthly premium was reduced from $1200 to $50. But that was at zero income. Just apply and see what happens. There is no “best” insurance. It’s either high premiums low deductibles, or low premiums high deductibles. Either way try not to need medical services before 69 years old. Kaiser is usually good as long as you live a reasonable distance from their doctors and hospitals if needed. If you live near Kaiser, it can be really handy. They’re really invested in preventative medicine but can be kind of weak on specialists once … Healthnet is fine if you are set with your doctors and don't expect to increase services (ie needing specialists, having kids, expanded mental health etc). Blue shield has a wider network so it's easier to find what you need. Healthnet was great when I was single in my 20s, and just needed a primary care doctor and maybe 1 urgent care visit a year.

Swarles_Stinson. •. Delta Dental is the agreed upon best dental insurance from the state, but you need to have been with the state for at least 24 months to qualify. What insurance do you have now? I had DeltaCare USA previously and it only costed me $350 total for 3 fillings and 1 crown. jenniferTG. • 2 yr. ago.

Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. Share your experiences, ask questions, and connect with both locals and visitors alike.

If you put the $2012 into an HSA if eligible or just a savings account otherwise you should be able to pay your healthcare bills on the employer plan. This evaluation should be a year long total cost calculation, not the cost at any one time seeing the doctor. It's stupid to pay more in a premium just to get a copay level service. I was perplexed, to say the least. I call the insurance company's phone number. They tell me that as the middleman, Covered California had issued the request for my plan to be terminated. I call Covered California. They say that for some reason, Medi-Cal was waiting for some sort of additional information from me, and without it, was able to ... A $1900 deductible isn’t particularly high…it could have a $9,100 deductible and still meet minimum value. The average employer sponsored deductible in 2022 was $1763, so you’re just slightly worse than average…. If you find your employers insurance unacceptable, then you need a better job that offers better insurance. Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. Share your experiences, ask questions, and connect with both locals and visitors alike.Yes, so much of this. Also if you don't qualify for Covered California subsidies and you are under a plan that mimics covered California plans (silver,gold,platinum, etc) you'll also have problems with many doctors accepting the plan. Not knowing this has cost me a lot of out of pocket expenses.People eligible for medicaid and medicare don't qualify for the APTC on the marketplace. Income 0-138% FPL is medicaid (which CA calls Medi-Cal), 138-400% get the APTC on the marketplace. If you're medicaid eligible you can purchase a Marketplace plan but at full cost, $350ish+/mo. 2. Ok. good. So I signed up for one of the $50 plans. Upon completion of the application, the plan mysteriously changed from silver to gold, and the premium of $50 per month vanished and turned into $144. Now, I am trying to call covered California to find out what happened, and, of course, they don't answer the phone. My former employers health insurance ran out a month sooner than expected and I need to get coverage right away from Covered California. Company filed for bankruptcy so no option for COBRA. The least expensive options on CC are the Bronze Kaiser HMO and the Silver Kaiser HMO. Additional visits are charged at the full cost until the deductible is met." It seems the bronze plan is the most logical choice, and I can get medical coverage through my auto insurance in the event of a car accident which is the most likely "catastrophic event" requiring a trip to the ER. Anything else that could potentially rack up medical ... Yes, so much of this. Also if you don't qualify for Covered California subsidies and you are under a plan that mimics covered California plans (silver,gold,platinum, etc) you'll also have problems with many doctors accepting the plan. Not knowing this has cost me a lot of out of pocket expenses. A $1900 deductible isn’t particularly high…it could have a $9,100 deductible and still meet minimum value. The average employer sponsored deductible in 2022 was $1763, so you’re just slightly worse than average…. If you find your employers insurance unacceptable, then you need a better job that offers better insurance.

I kept hearing about Covered California at the time and then signed up for it. I got some assistance from the government this way and paid the other half. I noticed that I wasn't as financially strained as I thought I would be and realized I probably guessed at my income wrong by 3/4 way through the year and came to terms that tax season would ...Click to share on Reddit (Opens in new window) ... Review Your Covered California 1095-A For Errors ... Filed Under: Covered California, Health Insurance Tagged ...Kevin Schaul. March 13, 2024 at 10:00 a.m. On April 8, the sun, moon and Earth will enter the precise alignment of a total solar eclipse. The moon will block the … Lao. (800) 357-7976. Spanish. Español. (800) 300-0213. Vietnamese. Tiếng Việt. (800) 652-9528. Covered California’s quality ratings show how our health plans compare on helping members get the right medical care and on member-reported experiences of care and service. Instagram:https://instagram. can you buy a gift card with a gift cardtiles game nyt freeecho lake campingreplace breaker switch So let's say I was on my father's dental and vision health plan through his work, but had medical coverage to Covered California. Would I still be eligible to contribute to my HSA through Fidelity, or not since my health coverage would be through Covered California? Welcome to r/personalfinance! Comments will be removed if they are political ...I’ve had Delta Dental before when they charged $60/month and reimbursing only $30 on a dental checkup because my dentist, who accepts their insurance, is not a premier dentist. Even though the benefits claims all preventives are 100% covered if it’s in-network. LucyRiversinker. dry shampoo alternativescalming dog beds Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. Share your experiences, ask questions, and connect with both locals and visitors alike. disney plus premium Prop 22 requires companies like Uber to provide a "healthcare subsidy" to drivers who have "qualifying coverage" in a healthcare plan and drive enough "eligible hours" in a calendar quarter.. That includes Covered California plans and other plans that you pay out of pocket for -- but not an employer-provided plan or Medicare or Medi-Cal. Open Enrollment for …Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. Share your experiences, ask questions, and connect with both locals and visitors alike. I have a family member that works for CC as an analyst. She really likes it. Teleworking, employee-centric and good work life balance. She says the work load is not too bad. [deleted] • 3 yr. ago. r/CAStateWorkers.